US Banking

A real US bank account.
No SSN required.

Open a US business bank account using your EIN and LLC formation documents — no Social Security Number, and no US visit required.

FastLLC US business bank account

Why Founders Need This.

Get Paid in USD, From Anywhere

Invoice US clients and receive USD payments without routing everything through a personal account or a currency-conversion middleman.

Separate Your Business & Personal Finances

A dedicated business account keeps your LLC's liability protection intact — mixing personal and business funds is one of the fastest ways to weaken it.

No SSN or ITIN Required

Your EIN — which FastLLC helps you apply for even without a Social Security Number — is what a US bank actually needs to open a business account.

No US Visit Required

Banking partners that work with non-resident founders handle the application entirely online — you don't need to fly to the US to open the account.

What You'll Need

Four things, and you're ready to apply.

FastLLC helps you get every one of these in place as part of forming your company — see our pricing for exact package details.

1Employer Identification Number (EIN)
2Articles of Organization / Certificate of Formation
3Registered agent address in your formation state
4Government-issued photo ID for each owner

How It Works.

1
Form your LLC and get your EINA bank account application starts with a filed LLC and a real EIN — FastLLC handles both, including EIN applications for founders without an SSN or ITIN.
2
We point you to a banking partner that works with non-residentsNot every US bank will open an account for a non-resident founder — we guide you to ones that routinely do, so you're not guessing or getting rejected blind.
3
Complete their online applicationSubmit your EIN confirmation letter, formation documents, and ID through the bank's own application — no US visit required.
4
Start invoicing and getting paid in USDOnce approved — a decision the bank makes, not FastLLC — you can invoice clients, connect payment processing, and receive USD directly.
FAQ

US bank account questions.

Yes — several banking partners work with non-resident founders using just an EIN and formation documents, no SSN or US visit required. Approval is always the bank's decision, not FastLLC's, but this is a normal, well-supported path.

No — the banking partners we point founders to handle the application entirely online, so you can open an account without a US visit.

Your EIN confirmation letter, your Articles of Organization (or Certificate of Formation), your registered agent's address, and a government-issued photo ID for each owner.

No — approval is always the bank's own decision based on their underwriting, not FastLLC's. Having a properly filed LLC, a real EIN, and complete documentation gives you the best chance.

No — a bank needs your filed formation documents and EIN first, since both are required parts of the application.

Make the Dream, Real.
Launch Your US Business.

Form your US LLC, open a US business bank account, and stay compliant year-round — all in one place, backed by our formation guarantee.

FastLLC founders